1. Introduction and Acceptance
Welcome to Finstock Evarsity Limited. These Terms and Conditions govern your use of our website, portal, applications, internal and public APIs, learning services, communication channels, and related digital services available at https://finstockevarsity.com.
By accessing or using our services, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use our services.
2. Company and Contact Information
Data Controller and Service Provider: FINSTOCK EVARSITY LIMITED.
Address: Jogoo Road Plaza, 1st Floor Suite T01, Along Jogoo Road, Next to United Petrol Station, Nairobi, Kenya.
Contact: +254703313722 | info@finstockevarsity.com
3. Eligibility
Our services are intended for adults. By using our platform, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.
4. Account Responsibilities
- You are responsible for the accuracy of information provided during registration and profile management.
- You are responsible for maintaining the confidentiality of your credentials and for all actions taken through your account.
- You must promptly notify us of unauthorized access, credential compromise, or suspected account misuse.
5. Acceptable Use
You agree not to misuse the website, portal, APIs, or communication channels. Prohibited activities include:
- Unauthorized access attempts, interference, malware injection, scraping beyond permitted access, or abuse of system resources.
- Transmission of unlawful, defamatory, fraudulent, obscene, or infringing content.
- Impersonation, phishing, or any activity intended to mislead users or third parties.
- Use of our services to violate applicable laws, including the Kenya Data Protection Act, 2019.
6. Communications and Cloud/API Integrations
We may use integrated communication and cloud APIs to provide service notifications, customer support, learning updates, and campaign communication. This can include email, SMS, WhatsApp (including WhatsApp Cloud API), chatbot, and related channels.
By using these services, you acknowledge that message metadata, delivery logs, and related operational records may be processed for security, reliability, audit, and dispute management.
7. Internal and Public API Use
Where APIs are provided, usage must follow documented authentication, authorization, and rate-limit requirements.
- API keys and tokens are confidential and must not be shared or exposed.
- We may suspend, rotate, or revoke credentials where misuse, security risk, or policy breach is detected.
- We may maintain API request logs for abuse prevention, reliability, and compliance.
8. Data Protection, Usage, and Retention
We process personal data in accordance with applicable Kenyan law, including the Data Protection Act, 2019, and as detailed in our Privacy Policy.
Core user, learning, and payment records may be retained until a valid written deletion request is made, subject to legal, regulatory, fraud-prevention, and certification-verification obligations.
Operational data such as logs, communications metadata, analytics, and marketing records may be retained for up to 10 years where necessary for service quality, legal compliance, system integrity, and auditability.
9. Cookies and Analytics
We use cookies and similar technologies for website functionality, analytics, security, and service improvement. Some cookies may be enabled by default, and users may opt out where functionality permits. Continued use of the site indicates acceptance of this usage model as described in our Privacy Policy.
10. Security
We implement appropriate technical and organizational safeguards, including encryption of data in transit and audit logging, to protect system confidentiality, integrity, and availability. No system is completely risk-free, and users also share responsibility for secure account practices.
11. Intellectual Property
Unless otherwise stated, Finstock Evarsity Limited and its licensors own the intellectual property rights in our website and service content. You may not reproduce, redistribute, sublicense, or exploit content beyond permitted personal or contractual use without written authorization.
12. Third-Party Links and Services
Our website may contain links to external websites or services. We do not control external content or policies and are not responsible for third-party practices, availability, or outcomes.
13. Service Availability and Changes
We may update, suspend, or discontinue any feature, integration, or service component at any time for operational, legal, or security reasons. We may also update these Terms from time to time by publishing the revised version on this page.
14. Limitation of Liability
To the extent permitted by law, we exclude implied warranties and limit liability for indirect, incidental, or consequential loss arising from use of the website or services. Nothing in these Terms excludes liability that cannot lawfully be excluded under applicable law.
15. Governing Law and Jurisdiction
These Terms are governed by the laws of Kenya. Disputes shall be handled through Kenyan legal and regulatory frameworks, without prejudice to mandatory consumer and data protection rights.
16. Contact and Complaints
For service, legal, data protection, or security concerns, contact us at info@finstockevarsity.com. You may also lodge data protection complaints with the Office of the Data Protection Commissioner (Kenya), where applicable.
